 OPT or Optional Practical Training is employment authorization that allows F-1 students to apply knowledge gained in the classroom to a practical work experience. Students may be entitled to up to 12 months or more of optional practical training at the end of their degree program without the need to obtain an H1B visa.
Students who are on OPT are typically not eligible for their school's insurance plan and their employer may not provide international health insurance so they simply need coverage until they have found a permanent position. There are companies that offer international insurance plans that cover students for up to 12 months.
The most applicable plan for OPT students is the Student Secure insurance plan that offers benefits such as:
- Up to $300,000 in coverage;
- Prescription medication;
- Mental health/ maternity;
- Pre-existing conditions;
- Sports benefits;
- Online instant application;
- Renewability;
- Monthly payment options;
- Plan management online.
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