 Those who are traveling to the USA on a J1 visa are required to have adequate J1 health insurance coverage.
If student’s school or sponsor does not provide insurance coverage, it is important to choose something from a variety of offerings and purchase it.
While looking for a good plan keep in mind the requirements of the J1 Visa:
1. Medical benefits of at least $50,000 per accident or illness;
2. Repatriation of remains in the amount of $7,500;
3. Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $10,000;
4. A deductible not to exceed $500 per accident or illness;
5. A policy underwritten by an insurance carrier with
- an AM Best rating of "A-" or above;
- an Insurance Solvency International, Ltd (ISI) rating of "A-I" or above;
- a Standard and Poor's Claims Paying Ability rating of "A-" or above;
- or a Weiss Research, Inc. rating of "B+" or above.
The F1 Student Visa for the USA does not have an insurance requirement as part of the visa regulations. Still most F1 students who are studying in the USA will have to meet certain levels of coverage as set out by their school.
Once you know what your school requires in terms of insurance coverage, you can purchase your insurance plan right online.
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