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| Student Possessions Insurance |  Going to University is often the first opportunity for students to live on their own and away from parental guidance. Until you begin to find out what living on your own is all about, it is unlikely that you will have a great deal of knowledge about of what to expect from living independently.
Nowadays technology has become an increasingly available commodity. There are now three times as many students owning high value goods such as laptops and mobiles than there were 10 years ago. Even more, a lot of students also have games consoles, DVDs, MP3s, cameras and other electronic devices.
Nevertheless, despite the increasing number of students who own devices, many student houses still do not treat security as a serious issue and as a result student houses become an easy target for buglers and many students fall victim to crime during their first year. Research has demonstrated that over 200,000 students do not take out any form of insurance cover when they move to University yet theft, criminal damage and burglary account for seven in ten crimes with one student burgled every 4 minutes.
If your son or daughter is about to head off to University don't suppose that your house insurance policy will automatically cover them while they are away from home. Some insurers will propose this as an additional advantage although in truth the policy terms and conditions are very restrictive. It is far better to take out a policy which will provide the right level of cover for the right price.
In addition to providing a policy that is specifically for student possessions you may also get additional advantages for no extra charge such as counseling on health, drugs, contraception, debt, housing, legal and welfare matters. Your belongings can also be covered during the holidays or when they are in transit.
You can help to minimize the chances of becoming a victim in the fight against crime. Some simple steps include property marking, fitting dead locks to the property, and leaving valuable items out of sight.
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